I’m not really going to answer this question. There are too many variables. I can say that since loans are being peddled like crazy, it can be easy to miss some other important financial principles. Preparing for a crisis - A lot of people will [...]

I often say that it wasn’t until I started taking full responsibility for where I was that my life began to change. It was years ago when I realized where I wound up financially was up to me. The “reasons” I told myself were just [...]

We just celebrated 10 years in business at my clubs. I didn’t realize that only 4 percent of businesses make the 10 year mark. In honor of our 10 year milestone I figured I’d share 10 financial lessons I learned in the 10 years (in [...]

The study of people who accumulate wealth is so interesting to me. You would think there should be a direct relationship between income and wealth but that isn’t the case. You would think there would be lots of lawyers and doctors who are millionaires but [...]

Most of us are more concerned with what others think than we’d like to admit. The reality is if we live like everyone else we’re going to get what everyone gets. I remember early on when I was first married I assumed I had to [...]

I was recently talking to a friend and I really appreciate what he told me. He was explaining how he was frustrated with himself. He had some goals that he started the new year with and wasn’t on track. I appreciate how brutally honest he [...]